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Auto
Finance LLC

Privacy Policy

A Legal Disclaimer

This Privacy Policy ( “Policy”)  for Auto Finance LLC ( “Auto Finance LLC”, “Company”, “we” and “us” ) describes how and why we might collect, store, use and/or share (“process”) your personel data and your choices about your data within the scope of this Policy when you use our services (“ Services”), in a simple and understandable manner such as you when:

 

 

  • Engage with us in other related ways, including any sales, marketing or events

Ouestions or concerns? 

Our privacy policy is designed to help you understand your privacy rights and choices. If you do not agree with our policies and practices, please refrain from using our services. . If yo still have any questions or concerns, please contact us at info@autofinancellc.online

Where This Policy Applies ? 

This Policy applies to our websites, apps, events, and other services operated by Auto Finance LLC. To enhance clarity, we've provided links to this Policy on all relevant services. You can obtain more detailed information about any of these topics by clicking the link following each key point or by using our table of contents below to navigate to the specific section you are seeking. Additionally, you can also refer to the 'TABLE OF CONTENTS' for quick access.

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Certain services may necessitate their own distinct privacy policy (e.g., some events, promotions). If a specific service has its own privacy policy, then that privacy policy, not this Policy, shall be applicable.

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TABLE OF CONTENTS

  1. WHAT INFORMATION DO WE COLLECT?

  2. HOW DO WE PROCESS YOUR INFORMATION?

  3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION?

  4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

  5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

  6. HOW DO WE HANDLE YOUR SOCIAL LOGINS?

  7. IS YOUR INFIRMATION TRANSFERRED INTERNATIONALLY?

  8. HOW LONG DO WE KEEP YOUR INFORMATION?

  9. HOW DO WE KEEP YOUR INFORMATION SAFE?

  10. WHAT ARE YOUR PRIVACY RIGHT?

  11. CONTROLS FOR DO-NOT-TRACK FEATURES

  12. DO WE MAKE UPDATES TO THIS POLICIY?

  13. HOW CAN YOU CONTACT US ABOUT THIS POLICY?

  14. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

  1. WHAT PERSONAL INFORMATION DO WE PROCESS ? 

  • Personal information you disclose to us

    • Names

  • In Short: We collect personal information that you provide to us.

    We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and services, participate in activities on the Services, or contact us in any other way.

  • The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:

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  • Phone numbers

  • Email addresses

  • Mailing addresses

  • Usernames

  • Passwords

  • Contact preferences

  • Contact or authentication data

Personel Information Provided by you ;

Sensitive Information:

We do not process sensitive information.

Social Media Login Data:

We may provide you with the option register with us using your existing social media account details, like your Facebook, Twitter, or other social media account described in the section called “HOW DO WE HANDLE YOUR SOCIAL LOGINS?” below.

All personal information that you provide to us must be true, complete and accurate and you must notify us od any changes to such personal information.

Information authomatically ( Cookies or Other Data Collection Technologies) collected :

In Short: Some information – such as your Internet Protocol (IP) address and/or browser and device characteristic – is collected automatically when you visit our Services.

 

When automatically collect certain infromation when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information about how and when you use our Services, and other techinical information. This information is primarily need to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.

Like many businesses , we also collect information through cookies and similer Technologies.

 

The information we collect includes:

  • Log and Usage Data. Log and usage data is service-related, diagnostic, usage, and performance information our servers authomatically collect when Access or use our Services and which we record in log files. Depending on how you interact with us, this log datamay include your IP address, device information, browser type, and settings and information about your activity in the Services (such as the date/time stamps associated with your usage, pages and files viewed, searcches, and other actions you take suh as which features you use), device event information (such as system activity, error reports (sometimes called “crash dumps”), and hardware settings).

  • Device Data. We collect device data such as information about your computer, phone, tablet, or other device you use to Access the Services. Depending on the device used, this device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browrser type, hardware model, Internet service provider and/or mobile carrier, operating system, and system configuration information.

  • Location Data. We collect location data such as information about your device’s location, which can be either precise or imprecise. How much information we collect depends on the type amd settings of the device you use to Access the Services. For example, we may use GPS and other Technologies to collect geolocation data that tell us your current location( based on your IP address). You can opt out of allowing us to collect this information either by refusinf Access to the information or by disabling your Location setting on yourdevice. However, if you choose to opt out, you may not able to use certain aspects of the Services.

Information collected from other sources

In Short: 

We may collect limited data from public databases, marketing partners, social media platforms, and other outside sources.

 

To enhance our ability to provide relevant marketing, offers, and services to you and update our records, we may obtain information about you from other sources, such as public databases, joint marketing partners, affiliate programs, data providers, social media platforms, and other third parties. This information includes mailing addresses, job titles, email addresses, phone numbers, intent data (or user behavior data), Internet Protocol (IP) addresses, social media profiles, social media URLs, and custom profiles, for purposes of targeted advertising and event promotion. If you interact with us on a social media platform using your social media account (e.g., Facebook or Twitter), we receive personal information about you, such as your name, email address, and gender. Any personal information that we collect from your social media account depends on your social media account’s privacy settings.

2. HOW DO WE PROCESS YOUR INFORMATION ? 

  • To facilitate account creation and authentication and oterwise manage user accounts: We may process your information so you can create and log in to your account, as well as keep your account in working order.

 

In Shorts : We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.

 

We process your personal information for variety of reasons, depending on how you interact with our Services, including:

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  • To deliver and facilitate delivery of services to the user: We may process your information to provide you with the requested service.

  • To respond to user inquiries/offer support to user :  We may peocess your information to respond to your inquiries and solve any potential issues you might have with the requested services.

  • To administrative information to you:  We may process your information to send you details about our products and services, changes to our terms and policies, and other similar informaiton.

  • To fulfill and manage your orders : W emay process your infromation to fulfill and manage your orders, payments, returns, and exchanges madprocesse through the Services.

  • To enable user-to-user communications :  We may process your information if you choose to use any of our offerings that allows for communication with another user.

  • To request feedback :  We may process yoru infromationwhen necessary to request feedback and to contatc you about your use of our Services.

  • To send you marketing and promotional communications :  We may process the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. You can opt out of our marketing emails at any time. For more informaiton, see “WHAT ARE YOUR PRIVACY RIGHTS?” below.

  • To deliver targeted advertising to you : We may process your information develop and displeay personalized content and advertising tailored to your interests, location, and more.

  • To protect our Services : We may process your information as part of our efforts to keep our Services safe and secure, including fraud monitoring and preventation.

  • To identify usage trends :  We may process information about how you use our Services to better understand how they are being used so we can improve them.

  • To determine the effectiveness of our marketing and promotional campaigns :  We may process your informaiton to better understand how to provide marketing and promotional campaigns that are most relevant to you.

  • To save or protect an individual’s vital interest :  We may process your information when necessary to save or protect an individual’s vital interest, such as to prevent harm.

3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION ?

In Short: 

We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide  you with services to enter into or fulfill our contractual obligation, to protect your rights, or to fulfill our legitimate business interests.

 

Depending on the regions where you contact us, these legal bases may differ ; 

  • Performance of Contract: We may process your personal informaiton when we believe it is necessary to fulfill our contractual obligaitons to you, including providing our Services or at your request prior to entering into a contract with you.

  • Legitimate Interests. We may process your information when we believe it is reasonably necessary to achieve our legimate business interests and those interests do not outweigh your interests and fundamental rights abd freedoms. For example, w emay process your personal information for some of the purposes described in order to:

  • Send users informaiton about special offers and discounts on our products and services.

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  • Develop and display personalized and relevant advertising content for our users

  • Analyse how our Services are used so we can improve them to engage and retain users

  • Support our marketing activities

  • Diagnose problems and/or prevent fraudulent activities

  • Understand how our users use our products and services so we can improve user experience

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We may process your information if you given us specific permission (i.e., express consent) to use your personal information for a specific purpose, or in situations whre your permission can be inferred (i.e., implied consent). You can withdraw your consent at any time. For more informaiton, see  “WHAT ARE YOUR PRIVACY RIGHTS” below

In some exceptioanl cases, we may be legally permitted under applicable law to process your informaiton without your consent, including,  for example:

  • For investigatons and fraud detection and prevention.

  • For business transactions provided certain conditions are met.

  • If it is contained in awitness statement and the collection is necessary to assess, process, or settle an insurance.

  • For identifying injured, ill, or deceased persons and communicating with next of kin

  • If we have reasonable grounds to believe an individual has been, is or nmay be victim of financial abuse.

  • If it is reasonable to expect collection and use with consent would compromise the availability or the accurancy of the information and the collection is reasonable for purposes related to investigating a breach of an agreement or contravention of the laws of Canada or a Province.

  • If disclosure is required to comply with a subpoena warrant, court order, orrules of the court relating to the production of records.

  • If it was produced by an individial in the course of their employment, business or profession and the collection is consistent with the purposes for which the infromation was produced..

  • If the collection is solely for journalistic, artistic, or literary purposes.

  • If the informaitonis publicly available and is specified by the regulaitons.

  • If you are a resident of California, this Section applies to you.

California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal informaiton (if any) we disclosed to third parties for direct  marketing purposes and the names and addresses of all third parties with which we shared personal information in the imddediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.

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  • Every individual who is in the State of California for other than a temporary or transitory purposes and,

If youe are under 18 years of age and reside in California, and have a registered account with Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below and include the email address associated  with  your account and a statement taht you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g., backups, etc.).

CCPA Privacy Notice

 

The California Code of Regulations defines a “resident” as:

 

  • Every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purposes

 

 

All other individuals are defined as “non-residents”.

 

If this defination of “resident” applies to you, we must adhere to certain rights and obligations regarding your personal information.

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